Answer:
I am an English word with 3 consecutive double letters.
I rise and fall no matter what, only at finals rest do I not budge. What am I?
I regularly change shape yet remain a sphere. I am always there but not often seen. What am I?
I cover what's real; hide what is true, but sometimes bring out the courage in you. What am I?
Brown I am and much admired; many horses have I tried; tire a horse and worry a man; tell me this riddle if you can.
Almost everyone needs it, asks for it, gives it. But almost nobody takes it.