Answer:
What is it that you must give before you can keep it
What is often returned, but never borrowed?
Tear one off and scratch my head, what once was red is black instead!
A section of the calendar dedicated to mother nature.
He's small but he can climb a tower.
I always murmur but never talk. Always run but never walk. I have a bed but never sleep, have a mouth but never speak. What am I?