Answer:
All about, but cannot be seen, Can be captured, cannot be held, No throat, but can be heard.
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
What does man love more than life, fear more than death or mortal strife. What the poor have, the rich require, and what contented men desire. What the miser spends, and the spendthrift saves. And all men carry to their graves.
It is able to speak because it has a hard gone. You know what it is as soon as it has sung. What is it?
Autumn leaves and bad bowlers wreak havoc on this
It's what light turns into in the night
Difficult
Animal
Easy
Food
Funny
Kids
Logic
What am I?