Answer:
Often held but never touched. Always wet but never rusts. Often bits but seldom bit. To use it well you must have wit.
I never was but always will be. No one ever saw me but everyone knows I exist. I give people the motivation to better themselves every day. What am I?
I have a neck but no head. I have a body but no arm. I have a bottom but no leg.
You can spin, wheel and twist, but this thing can turn without moving. What is it?
What is it that was given to you, belongs only to you. And yet your friends use it more than you do?
I always murmur but never talk. Always run but never walk. I have a bed but never sleep, have a mouth but never speak. What am I?