Answer:
My first master has four legs, my second master has two. My first I serve in life, my second I serve in death. Tough I am, yet soft beside. Against ladies cheeks I often reside.
What is that you will break everytime you name it?
You throw me out when you want to use me and you take me in when you don't want to use me. Who am I?
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
What flies without wings? What passes all things? What mends all sorrow? What brings the morrow?
What is so fragile that saying its name breaks it?