Answer:
Thousands lay up gold within this house, But no man made it. Spears past counting guard this house, But no man wards it.
A great mysterious place that the bold have been known to journey into.
The more holes you cover the lower it goes.
Both punishment and sweet reward, It will befall both fool and lord. It is a spiritual scoreboard, Your every deed it does record.
I appear in the morning. But am always there. You can never see me. Though I am everywhere. By night I am gone, though I sometimes never was. Nothing can defeat me. But I am easily gone.
I met a man and drew his name. He tipped his hat and played my game. What is his name?
Difficult
Animal
Easy
Food
Funny
Kids
Logic
What am I?