Answer:
It is sometimes known to have silver linings.
Many hear me, but no one sees me, and I only speak when spoken to
What is often returned, but never borrowed/
The person who makes it has no need for it. The person who purchases it does not use it. The person who does use it does not know he or she is. What is it?
A caribbean shape that makes ships disappear
I have two eyes in the front and a lot of eyes on my tail
Difficult
Animal
Easy
Food
Funny
Kids
Logic
What am I?