Answer:
Everyone has me and no one can lose me. What am I?
My first is second in line; I send shivers up your spine; not quite shining bright I glitter in the light.
I am milky white and scares people.
Although glory but not at my best. Power will fall to me when the man who made me dies.
A sport with love and service played by singles and pairs.
No matter how little or how much you use me, you change me every month.