Answer:
I make you weak at the worst of all times. I keep you safe, I keep you fine. I make your hands sweat. And your heart grow cold. I visit the weak, but seldom the bold.
In many years, not much has happened. In many minutes, a lot has happened. In one second, everything has happened.
My first is in fish but no in snail. My second is in rabbit but no in tail. My third is in up but not in down. My fourth is in tiara but not in crown. My fifth is in tree you plainly see. My whole a food for you and me.
What points the way without a hand. It floats on water but exists on land?
What has four legs during the day; and six or eight during the night?
What do you called a sad coffee?