Answer:
What is often returned but is never borrowed?
Of these things - I have two. One for me - and one for you. And when you ask about the price, I simply smile and nod twice.
It's usually found dried, but often kept slicker. Above another need, it's said to be thicker. What is it?
What is the thing that stays the same size, but the more it's used the more it decreases?
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?
The warmer I am the fresher I am.