Answer:
Iām hard as a rock and as light as a feather. Iām passed on to one another. Poor people need me and rich people have me.
I can swim but never get wet. I can run but never get tired. I follow you everywhere but never say a word.
My first two letters say my name. My last letter asks a question. What I embrace I destroy.
What goes up but never comes down?
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The answer I give is yes, but what I mean is no. What was the question?