Answer:
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
I have a neck but no head. I have a body but no arm. I have a bottom but no leg.
What does a WW1 Trench, A Submarine and a Popular Phone App all have in common?
There is a word in the English language in which the first two letters signify a male, the first three letters signify a female, the first four signify a great man, and the whole word, a great woman. What is the word?
Whiling away the hours of flowers, Walking through fields of gold. Preening and pruning in lights fading hours, For petals to freeze in the cold. What is it?
What covers its face with its hands, speaks no language, yet most known what it's saying?