Answer:
Neither bought nor sold but more valuable than gold. It is built but not by hand. What is it?
Bright as diamonds, Loud as thunder, Never still, A thing of wonder.
What is often returned but is never borrowed?
It is the great nemesis of the lactose intolerant.
My life is often a volume of grief, your help is needed to turn a new leaf. Stiff is my spine and my body is pale. But I'm always ready to tell a tale.
Almost everyone needs it, asks for it, gives it. But almost nobody takes it.