Answer:
They belong to me; they belong to you; They can make you feel happy or make you feel blue; They never end until the day you do.
Halo of water, tongue of wood. Skin of stone, long I've stood. My fingers short reach to the sky. Inside my heart men live and die.
What does man love more than life, fear more than death or mortal strife. What the poor have, the rich require, and what contented men desire. What the miser spends, and the spendthrift saves. And all men carry to their graves.
Brown I am and much admired; many horses have I tried; tire a horse and worry a man; tell me this riddle if you can.
My first keeps time, my second spends time, my whole tells time.
When is it bad luck to see a black cat?