Answer:
Everyone has me, but nobody can lose me. What am I?
You do not want me when you don’t have me but when you have me you don't want to lose me.
I am full of holes but still hold water. What am I?
I plow and plow, but never sow. What am I?
I make you weak at the worst of all times. I keep you safe I keep you fine. I make your hands sweat and your heart grow cold. I visit the weak but seldom the bold.
The answer I give is yes, but what I mean is no. What was the question?