Answer:
I am a cold man without a soul. If there is warmth in me, it slowly will kill me. What am I?
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. Sooner or later everybody needs my help yet many people are afraid to let me help them.
I go up and never come down no matter how hard you wish. As I get higher more wrinkles crawl onto your face.
I am tomorrow's yesterday and yesterday's tomorrow. What am I?
I reach for the sky, but clutch to the ground. Sometimes I leave, but I am always around. What am I?
What never asks questions but receives a lot of answers?