I have cities with no people, forests with no trees, and oceans with no water. What am I?

You take my clothes off when you put your clothes on. What am I?

You do not want me when you don’t have me, but when you have me you don’t want to lose me.

You cannot keep me until you have given me. What am I?

I have hands but no arms to see and a face but do not talk no eyes but my name might disagree what am i