Answer:
I have a few points but we're not competing. I'll help you win when you're eating. What am I?
In spring, I am gay in handsome array. In summer, more clothing I wear. When colder it grows, I fling off my clothes. In winter, quite naked appear. What am I?
I am wood that is neither hard straight or crooked
I am heavy forward, but backward I'm not. What am I?
I go up and never come down no matter how hard you wish. As I get higher, more wrinkles crawl on to the face. What am I?
No matter how little or how much you use me, you change me every month.