Answer:
What can you catch but not throw?
What's full of holes but still holds water?
You can always find me in the past. I am created in the present, but the future can not change me. What am I?
You can see me in water, but I never get wet. What am I?
I am the tool for inspiring many. Buy me in the store for not much more than a penny. Don't overuse me, or my usefulness will go. What am I?
No matter how little or how much you use me, you change me every month.