Answer:
I have four fingers and a thumb, but I'm not living. What am I?
You hear me speak, for I have a hard tongue. But I cannot breathe, for I have not a lung. What am I?
I'm many people's favorite place, even though many don't remember their stay. You'll love to come but hate to leave. If you get cold, use my sleeve. What am I?
Take it and you will lose or gain more than the others.
What has banks but no money a bed but no sleep waves but no ocean?
Though not a plant, has leaves. Though not a beast, has spine. Though many wouldn't need this thing, It's more valuable than wine.