Answer:
What has banks but no money a bed but no sleep waves but no ocean?
I go around in circles but always straight ahead never complain no matter where I am led. What am I?
I shrink smaller every time I take a bath. What am I?
I am all around you, but you cannot see me. I have no throat, but you can hear me. Valued during summer but despised in the winter. What am I?
My head and tail both equal are my middle slender as a bee. Whether I stand on head or heel Is quite the same to you or me. But if my head should be cut off the matter's true though passing strange directly I to nothing change.
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?