Answer:
A girl who was just learning to drive went down a one-way street in the wrong direction but wasn't stopped by police. Why?
I am rarely touched but often held and if you are smart you'll use me well.
I am very afraid of doing scary activities.
I am the place to turn when nature calls.
Crooked as a rainbow and slick as a plate ten thousand horses can't pull me straight.
In your fire you hear me scream! Creaking and whining yet I am dead before you lay me in your hearth.