Answer:
This thing runs but cannot walk, sometimes sings but never talks. Lacks arms, has handsΝΎ lacks a head but has a face.
What has a spot and is very bright, is sometimes, red, white, blue, yellow or green and is often blinding.
It's usually found dried, but often kept slicker. Above another need, it's said to be thicker. What is it?
It is more feared than fear itself, And no one can escape it. It takes no sides and does not judge, it does not know to hold a grudge. It is the most clearest result, Of how life beats you by default.
Gold in a leather bag, swinging on a tree, money after honey in its time. Ills of a scurvy crew cured by the sea, reason in its season but no rhyme.
Almost everyone needs it, asks for it, gives it. But almost nobody takes it.