Answer:
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
A mother had five boys Marco, Tucker, Webster and Thomas. Was the fifth boys name Frank, Evan or Alex?
What has three feet but no arms or legs?
It has no top or bottom, but it can hold flesh, bones, and blood all at the same time.
My teeth are sharp, my back is straight, to cut things up it is my fate.
What covers its face with its hands, speaks no language, yet most known what it's saying?