Answer:
So cold, damp and dark this place. To stay you would refrain, yet those who occupy this place do never complain.
A precious fluid, thicker than water.
It is more feared than fear itself, And no one can escape it. It takes no sides and does not judge, it does not know to hold a grudge. It is the most clearest result, Of how life beats you by default.
My first is in some but not in all. My second is into but not in tall. My third in little but no in big. My fourth in port but not in pig. My whole is made in nature's way. For clothing, rugs used every day.
In marble halls as white as milk, lined with a skin as soft as silk. Within a fountain crystal-clear. A golden apple doth appear. No doors there are to this stronghold, yet thieves break in and steal the gold.
If it has a quart capacity, how many pennies can you put into a empty piggy bank?