Answer:
With four oars it swims but it is always at home. Its back is like armor, tougher than chrome. What is it?
I say hoot and I'm wise. I sleep during the day and hunt at night. What am I?
I am known for my beautiful mane and people ride on my back. What am I?
I waddle when I walk and swim in cold water. I wear a tuxedo all year round. What am I?
What grows up while growing down?
A man goes out in heavy rain with nothing to protect him from it. His hair doesn't get wet. How does he do that?