Answer:
What is often returned, but never borrowed?
Low on cash? Pick out items from this rack.
Almost everyone needs it, asks for it, gives it. But almost nobody takes it.
You fill it and it empties, A metaphor for plenty, Depending on what half you see, It's either full or empty
Seven brothers, five work all day, The other two, just play or pray.
Even if you throw it away, it still comes back.