Answer:
I have cities with no people forests with no trees and oceans with no water.
I come in variety of colors and am found almost year round. My house is tall and my only fear is the cold. What am I?
In buckles or lace I help set the pace. The farther you go the thinner I grow.
I can be found in water but never wet
If you lose me you may cause people around you to lose me too.
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?