Answer:
Everyone has me and no one can lose me. What am I?
What do people spend a lot of money on every year, but never want to use?
I am a time for gathering crops. Remove the first three letters and I become an object you can wear.
You will always find me in the past. I can be created in the present, but the future can never taint me. What am I?
I go in hard, come out soft. Blow me hard and I'll make a pop. What am I?
What do you purposefully put lots of in and on your body, but run away from when you encounter it outside?