Answer:
I'm not alive but I grow I don't have lungs but I need air I don't have a mouth but water can kill me. What am I?
I am a cave full of bones and the house of a worm.
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. Sooner or later everybody needs my help yet many people are afraid to let me help them.
I ask no questions but receive a lot of answers
I am a daily ritual involving using a metal tool on the body
The answer I give is yes, but what I mean is no. What was the question?