Answer:
I have a bank, but no money. I have a bed but do not sleep.I have a mouth but cannot eat. What am I?
What loses its head in the morning but gets it back at night?
I tremble at each breath of air and yet can heaviest burdens bear.
I need to be taken from you before you can have me.
I never was but always will be. No one ever saw me but everyone knows I exist. I give people the motivation to better themselves everyday
The answer I give is yes, but what I mean is no. What was the question?