Answer:
What has banks but no money a bed but no sleep waves but no ocean?
I am seen in the water. If seen in the sky I am in the rainbow a jay's feather and lapis lazuli.
I fly forever Rest never.
I am a daily ritual involving using a metal tool on the body
What is harder to catch the faster you run?
Whoever made me don't want me. Whoever bought me don't need me. Whoever use me don't know me.