Answer:
Many hear me, but no one sees me, and I only speak when spoken to
To cross the water I'm the way, for water I'm above. I touch it not and, truth to say, I neither swim nor move.
Although my cow is dead, I still beat her. What a racket she makes!
I make you weak at the worst of all times. I keep you safe, I keep you fine. I make your hands sweat. And your heart grow cold. I visit the weak, but seldom the bold.
My first is twice in apple but not once in tart. My second is in liver but not in heart. My third is in giant and also in ghost. Whole Iām best when I am roast.
What covers its face with its hands, speaks no language, yet most known what it's saying?