Answer:
I am made by nature soft as silk; A puffy cloud white as milk; Snow tops this tropical crop; The dirtiest part of a mop.
What type of house weighs the least?
Never ahead, ever behind, yet flying swiftly past, for a child, I last forever, for adults, I'm gone too fast.
My first two letters say my name. My last letter asks a question. What I embrace I destroy.
3 point goal
No matter how little or how much you use me, you change me every month.