Answer:
Man walks over, man walks under, in times of war he burns asunder. What is it?
First I may be your servant's name; then your desires I may proclaim; And when your mortal life is over hold all your wealth within my power.
Born of sorrow, grow with age, you need a lot of me to be a sage. What am I?
What type of dress can never be worn?
Brown I am and much admired; many horses have I tried; tire a horse and worry a man; tell me this riddle if you can.
Almost everyone needs it, asks for it, gives it. But almost nobody takes it.