Answer:
I'm simple for a few people, but hard for them to hear. I live inside of secrets and bring people's worst fears. What am I?
There is one in every corner and two in every room.
Everyone has me, but nobody can lose me. What am I?
What has banks but no money a bed but no sleep waves but no ocean?
You can read me both ways I wear; One way it's a number reversed a snare.
When is it bad luck to see a black cat?