Answer:
What is often returned, but never borrowed?
It's in your hand though you cannot feel it. Only you and time can reveal it.
I shave several times a day, yet I still have a beard. Who am I?
This is a shape and a symbol that we literally cannot live without. What is it?
Sally, Lisa, and Bernadette are triplets. But Sally and Lisa share something that Bernandette does not. What is it?
Though not a plant, has leaves. Though not a beast, has spine. Though many wouldn't need this thing, It's more valuable than wine.