Answer:
I dig out tiny caves and store gold and silver in them. I also build bridges of silver and make crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs my help. Yet many people are afraid to let me help them.
He has married many women, but has never been married. Who is he?
I don't think or eat or slumber. Or move around or fear thunder. Just like you I look the same but I can't harm you or be your bane.
My first is in some but not in all. My second is into but not in tall. My third in little but no in big. My fourth in port but not in pig. My whole is made in nature's way. For clothing, rugs used every day.
It is more feared than fear itself, And no one can escape it. It takes no sides and does not judge, it does not know to hold a grudge. It is the most clearest result, Of how life beats you by default.
You use it between your head and your toes, the more it works the thinner it grows.